Signature Loaded Nacho Chimichangas

What is it?

Crispy flour tortillas wrap seasoned beef, black beans, and a three-cheese nacho filling in this frozen chimichanga. The filling leans more like nachos than a standard beef-and-cheese version, with beans bringing a softer texture and a bit of earthy contrast. El Monterey’s Signature line uses the familiar chimichanga format, but this one folds in a nacho-style cheese blend instead of a plain single-cheese center. Heat it in the oven or microwave, then serve it on its own or with salsa, sour cream, or jalapeños.